The following terms and conditions
are included in the membership packet
1. Member is defined as primary
member, spouse, and all household members. All household
members are automatically registered and no additional
registration is required.
2. At any time, a participating professional
may be eliminated from the respective network in which
they are associated.
3. Companies providing benefits and
discounts in this program are not a licensed insurer,
health maintenance organization, or other underwriter
of health care services. No portion of any provider's
fees will be reimbursed or otherwise paid.
4. The discounts contained herein
may not be used in conjunction with any other discount
plan or program. All listed or quoted prices are current
prices from participating providers and subject to change
without notice. From time to time, certain providers
may offer products and/or services to the general public
at prices lower than the discounted prices available
through this program. In such event, members will be
charged the lowest price.
5. Providers are subject to change
without notice and programs may vary in some states.
This is a discount membership program only, not insurance,
and may be discontinued or modified at anytime. You
will receive notice if plan is discontinued or materially
modified.
6. Savings are based upon the provider's
normal fees. Actual savings will vary depending upon
location and specific services or products purchased.
7. This program is a referral and
discount plan and does not warrant professional services,
nor is it responsible for the quality of care received.
This program makes no warranties express or implied
concerning services or care provided.
8. Companies providing benefits and
discounts in this program are not licensed to provide
medical services or items to individuals. Providers
contracted by each network associated with this program
are solely responsible for the professional advice and
treatment rendered to members and each company disclaims
any liability with respect to such matters.
9. Refund Policy and 30-day Money
Back Guarantee: If you cancel for any reason within
30 days of the effective date, you will receive a full
refund of paid membership fees. Non-refundable one-time
fees will be disclosed at the time of application. In
TN and AR all fees are refundable.
Note: This contract is not covered by any life and health
guarantee association.
